Being Optimistic Can Save You More Money

Being Optimistic Can Save You More Money

People who stay hopeful about the future don’t just smile through tough times—they actually save more money.

A huge study looked at over 140,000 people across the U.S., U.K., and Europe and found that the more optimistic someone is, the more likely they are to save money—about 17% more than people who aren’t as hopeful.

And it’s not just the rich doing this. Even people with lower incomes who had a positive mindset were more likely to save.

Basically, believing things will get better helps people make smarter choices with their money.

Saving money doesn’t mean you’ve got it all figured out—it just means you’re planning ahead.

A long-term study out of Australia showed that people who save regularly or pay off their credit cards tend to feel better mentally and emotionally.

Even small changes, like saving just a little more or staying on top of bills, made a difference. Less stress, better moods, and a more stable mindset all came from solid money habits, no matter how big or small.

Being positive about the future can actually help you make better choices right now.

A lot of people think being hopeful means you’re just ignoring problems, but research shows the opposite—it helps you stay focused and stick to your goals.

When you mix a good attitude with smart money moves, it’s a win-win for both your bank account and your mental health.

Not sure how true the study is person to person because my motto is “the best part about money is you can always make more” so, I’m always broke. Still it doesn’t hurt try and be a little more optimistic.