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“I need to budget.”

We’ve all said that before! But how many of us have actually stuck to the budget? Probably not a lot—oops!

TIP: Budget to achieve long-term goals because budgeting just to make it month to month will quickly become mundane and you’ll likely lose interest. Plan to adjust your budget regularly because everyone’s expenses will fluctuate over time! Also, remember that your goal is to have a balanced budget monthly, so if one category is over, make sure another is under to compensate. It’s about balance!

Here are more tips to improve your budgeting skills:

FORUM’s primary mission can be summed up in one simple, yet sincere statement: Helping Members Live Their Financial Dreams. This statement is most clearly reflected through our employees who are attentive to our members’ needs at every level and in every department. Voted one of 2017’s Best Places to Work in Indiana, FORUM is dedicated to enriching the lives of our employees so we can in turn enrich the lives of our members. FORUM also endeavors to create products and services that help members achieve their goals in all aspects of their financial lives.